Affordable Business Finance
Legislated Environmental Impact
Better Buildings For All

Environmental Upgrade Finance (EUF) is a new and growing form of finance designed to make existing buildings better. It enables businesses and building owners to borrow money with very favourable terms so they can upgrade their buildings to save on energy, water and waste.

It involves an Environmental Upgrade Agreement (EUA) between the building owner, financier, and local council.

It’s a new and growing form of finance designed to make existing buildings better.

What is Environmental Upgrade Finance?

  1. No upfront capital or security
  2. Fixed rate, long-term loan terms with low annual repayments
  3. Option to share costs between owners and tenants
  4. Repayments are collected through council rates
  5. Every loan is legislated to deliver a positive environmental outcome
Better Building Finance

EUF involves an Environmental Upgrade Agreement (EUA) between the business owner, their local council, and a lender.

Better Building Finance facilitates it all, from connecting building owners with lenders, to facilitating repayments with councils.

How does it work?

  1. Business owner scopes building upgrade project in participating council area
  2. Better Building Finance connects owners with participating lenders
  3. Lender provides capital for project
  4. Owner (and/or tenant) makes repayments via an Environmental Upgrade Charge (EUC) on council rates
How EUF works